Overdraft Protection
- Overdraft Protection allows you to set up other accounts to draw from, if your checking account should not have enough funds.
- The credit union automatically sets up your primary savings as the default overdraft protection account. You are aloud up to 6 transfers per month before a fee is accessed.
- You can also have other accounts such as a special savings account, second checking account, spouse's savings and/or checking account.
- Ask for details.
Courtesy Pay Protection
- Should you inadvertently overdraw your account, we can elect to cover your overdrafts up to $500.00
- Saves the embarrassment and inconvenience of a returned check
- Saves you the fee normally charged by merchants for the returned check(s)
- Courtesy Pay Fee Structure is as follows:
First 2 Courtesy Pay Items of the calendar year FREECourtesy Pay Items 3-6 $10.00 eachCourtesy Pay Items 7 and above $25.00 each
